Our Core Expertise: Negotiating with Banks & Creditors
At the heart of our work lies the negotiation of bad credit positions and Non-Performing Loans (NPLs). These are some of the most complex and delicate financial situations, where the wrong move can destroy value, but the right negotiation can unlock new opportunities.
We act directly with banks, financial institutions, and creditors on behalf of our clients to:
- Restructure loans and design sustainable repayment schedules
- Reduce interest rates and renegotiate burdensome terms
- Settle or refinance NPLs, protecting businesses from aggressive collection and legal escalation
- Rebuild credibility with lenders, restoring the client’s ability to move forward
Our approach combines deep knowledge of banking strategies with tactical negotiation expertise. We understand how institutions think, where leverage can be created, and how to transform a distressed financial position into a manageable and often advantageous agreement.
For entrepreneurs, companies, and investors burdened with unsustainable debt or non-performing loans, we provide not only a shield against creditor pressure, but also a pathway back to financial stability and strategic growth.
Debt restructuring is not just about survival. It is about restoring control, creating leverage, and preparing the ground for future opportunities.
1 – Why Choose Porto?
We combine over 25 years of negotiation experience with a proven track record of $1 billion in transactions. Our work is defined by discretion, precision, and measurable results.